Flood response and reporting
Flood response and reporting
Step 1: Take immediate safety precautions
- If anyone is in danger, call 911.
- Do not touch the wastewater and keep children and pets away from the affected area. If you have masks, put them on.
- If water has risen above electrical outlets or water is near electrical panels, shut off your electricity (if safe to do so). This would affect the operation of a sump pump or sewage ejector.
- If you detect gas, leave the house immediately and contact your gas provider.
- Do not use toilets or sinks until the source of the backup is known.
Step 2: Take photos and/or video
- Take as many photos as possible of the affected area and damage.
- This will be important when submitting insurance claims and reporting your basement flooding to Halton Region.
Step 3: Report basement flooding to Halton Region
If anyone is in immediate danger, please call 911 before you report flooding.
Step 4: Contact your insurance provider
- Report property damage to your insurance provider as soon as possible.
- Discuss what steps you need to submit your insurance claim.
- Keep receipts for all expenses you incur and send them your photos.
The Insurance Bureau of Canada has a virtual Community Assistance Mobile Pavilion to help with questions related to insurance. For support:
- call 1-844-227-5422; or
- email ONCIC@ibc.ca.
More information about filing an insurance claim (external link).